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MORE LOAN OPTIONS

Home loans offered include fixed and adjustable rate options, FHA, VA, USDA mortgages and more. Interest rates vary between loan types and we offer a variety of closing cost options to fit your needs.

FIXED RATE

Also known as a Conventional Loan, a fixed rate home loan with an interest rate that’s set for the entire term of the mortgage.

ADJUSTABLE RATE (ARM)

A home loan with an initial rate that’s fixed for a period of time, then adjusts periodically. For example, a 5/1 ARM has an interest rate that is set for the first five years and then adjusts annually.

FHA

A home loan insured by the Federal Housing Administration. FHA loans are backed by the government and designed to help borrowers of more modest means buy a home.

VA

VA loans are backed by the Department of Veterans Affairs and are available to military service members and veterans.

USDA

USDA home loans are for buyers in rural and suburban areas. The mortgages are backed or issued by the U.S. Department of Agriculture.

NEW CONSTRUCTION

We offer FHA, VA & USDA One-Time-Close (OTC) programs. With these construction loan programs borrowers can finance the construction, lot purchase, and permanent loan into a single loan.

JUMBO

A Jumbo Mortgage is a type of financing that exceeds the limits set by the Federal Housing Finance Agency (FHFA).

 

MORTGAGE APPLICATION CHECKLIST

W-2s for the last 2 years (or 2 years of tax returns if you’re self-employed)

  • Pay stubs for 1 month

  • Bank statements for 2 months

  • Driver’s license or government-issued photo ID

  • Child support or alimony payment agreement (if applicable)

  • Other income information

  • Purchase agreement if you have one

    You’re closer than you think to buying a home, and I'm here to help. Just apply online, and someone from our team will walk through the process with you.